Private Medical Insurance – A Must

When it comes to receiving health treatment in this country, everyone has an opinion. The NHS is all over the news, slaughtered by the press at any chance they get. But there is a lot about private medical insurance that remains unanswered. For example, how convinced are we that the treatment is better? Quicker maybe, but even that is only an assumption on my part seeing as I have never gone private for anything. I have been extremely fortunate when it comes to my health, in addition to my little experience of the NHS. Reasonable waiting times, wonderful service, nothing to complain about, essentially. I guess I am, at the back of mind, acutely aware that in the case of an emergency, I would want treatment as soon as possible. I also know that one’s experience of the NHS is dependent on where they live and the strains on their particular surgery.

As for private medical insurance, I may be wrong but it seems to me at face value at least to be an industry rather than a service. Surely it is fair to say that doctors treating patients privately are in it more for the money than for their patients. And why not? If you can make more money by treating patients privately, it makes sense to do so. That is not to say that all doctors want to be doctors to make as much money as possible, hence, why there are so many doctors who provide services for the public under the NHS at all. So, as a member of the British public, I have a private medical doctors on one end, making a lot more money than NHS doctors, and NHS doctors overworked and comparatively underpaid, but doing their jobs because they believe in the system, and probably see firsthand more than anyone why it is a fundamentally essential asset to our society.

What I can believe, from what I see, is that private medical treatment may not be so much higher in quality than that of the NHS, insofar as the ethics behind it. It might sound judgemental but I can almost believe the little bad press that private doctors get about the quality of treatment and operations – when you’re in it to make a buck and no one is pointing the finger, you can afford to mess up. When you work for the NHS and all the fingers are pointing at you and accusing you, you can’t afford to mess up. Not as much, not really.

So my question to NHS pushing politicians is this: why do you have private medical insurance?

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